Wealthfolio
Private, open-source investment tracker and personal finance app.
What is Wealthfolio?
Wealthfolio is a Budgeting tool. Private, open-source investment tracker and personal finance app. It is available on macOS. It is aimed at investors, personal finance enthusiasts and financial analysts.
Wealthfolio is a private, open-source app for tracking investments, net worth, and spending locally without requiring an account. It provides a comprehensive financial view with features like CSV import, budgeting, and AI-driven insights.
Built for investors, personal finance enthusiasts, financial analysts and budgeters.
Key capabilities
Features
Investments Tracking
Comprehensive View
CSV Import
Net Worth Tracking
Complete Financial Picture
Net Worth Over Time
Spending & Budgets
Auto-Categorization
Budgets & Insights
Allocation Targets & Rebalance
Use cases
- Track investments and financial data locally without an account
- Import financial data from CSV files for analysis
- Monitor net worth and financial goals over time
- Manage spending and budgeting with auto-categorization
- Set allocation targets and create rebalance plans
- Get portfolio insights through the AI assistant
Who it's for
- Investors
- Personal Finance Enthusiasts
- Financial Analysts
- Budgeters
Pros & cons
Pros
- Public API available
Cons
No documented limitations yet.
AI models
- Claude Opus
Developer & API
Public MCP API available
Open source· AGPL-3.0· 9.1K stars· 743 forks
Security & compliance
- Data deletion
As stated on Wealthfolio's website — not independently verified by AiByts.
FAQ
What is Wealthfolio?
Wealthfolio is a Budgeting tool. Private, open-source investment tracker and personal finance app. Wealthfolio is a private, open-source app for tracking investments, net worth, and spending locally without requiring an account. It provides a comprehensive financial view with features like CSV import, budgeting, and AI-driven insights.
Does Wealthfolio have an API?
Yes, Wealthfolio offers a public MCP API for building custom integrations.
What platforms does Wealthfolio support?
Wealthfolio is available on macOS.
Who should use Wealthfolio?
Wealthfolio is built for investors, personal finance enthusiasts, financial analysts and budgeters. Common uses: track investments and financial data locally without an account, import financial data from CSV files for analysis, monitor net worth and financial goals over time and manage spending and budgeting with auto-categorization.
What does Wealthfolio integrate with?
Wealthfolio integrates with Discord, GitHub and X.
Is Wealthfolio open source?
Yes, Wealthfolio is open source under the AGPL-3.0 license.
What are the best alternatives to Wealthfolio?
Similar tools on AiByts include Talvo, Ray, Financial Fitness Passport, Text Agent Store and Jupid.
Wealthfolio news & updates
Encrypting Wealthfolio: Keys, Backups, and Recovery
What it takes to encrypt a local SQLite database without making it harder to own your data. The keys, backups, temporary files, and recovery work behind a simple setting.
Wealthfolio Blog7 min read
AI in Wealthfolio
Ask questions about your portfolio, review suggested spending categories, or connect your own AI agent through MCP. How AI works in Wealthfolio, what it can change, and where your data goes.
Wealthfolio Blog6 min read
Bring Your Own Price Feed
Wealthfolio lets you point it at any URL that returns a price and describe how to read it, so the mutual funds and regional listings the big providers ignore still get tracked. No code, no waiting for an integration.
Wealthfolio Blog7 min read
Spending and Budgets, Now in Wealthfolio
A complete new way to see your cash flow, right alongside your investments. Auto-categorize transactions, build budgets that fit you, mark life events, and read narrative insights, all local-first.
Wealthfolio Blog4 min read
TWR vs MWR: Understanding Your Portfolio Returns
Time-weighted and money-weighted returns answer different questions. A worked example, how Wealthfolio calculates TWR and XIRR, and what to check when the numbers disagree.
Wealthfolio Blog8 min read
Local-first and the SQLite Bet
Why Wealthfolio's portfolio lives in a SQLite file on your machine instead of a cloud database, and what that decision cost us to make work.
Wealthfolio Blog8 min read
Goals and Retirement Simulation, Now in Wealthfolio
A new save-up simulator for everyday goals and a retirement & FIRE simulator. A step toward Wealthfolio being your wealth companion, not just a tracker.
Wealthfolio Blog4 min read
On Losing the Thread
The hardest thing about building an open source app is staying connected to your own work. A reflection on how maker becomes maintainer, and why protecting the space to build from a personal place matters.
Wealthfolio Blog2 min read
Introducing Wealthfolio Add-ons
Opening Wealthfolio to add-ons: a safe, scoped way to build and share custom features while the core stays fast, private, and uncluttered.
Wealthfolio Blog6 min read
How I Built an Open Source App That Went Viral
In September 2024, my side project Wealthfolio, a simple, open-source desktop investment tracker I built over the summer, unexpectedly went viral, reaching the front page of Hacker News and GitHub's trending list. Here's how this small and elegant app captured the attention of thousands.
Wealthfolio Blog3 min read
Wealthfolio Manifesto
I built Wealthfolio out of necessity because, honestly, I couldn’t find a decent desktop investment tracker that wasn’t a total mess. Everything out there was ridiculously complicated, stuffed with unnecessary features, and required uploading my financial data to someone else’s servers, usually for…
Wealthfolio Blog3 min read
Details are compiled from Wealthfolio's website and public sources, last verified Oct 6, 2026. Features and pricing change — confirm on the official site before you buy.
Try Wealthfolio
Visit the official website
Comments
Sign in to join the discussion.